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Nadeshot Net Worth

posted from https://wealthygorilla.com/nadeshot-net-worth/

Introduction  Nadeshot is a former professional American Call of Duty player from Illinois. He is the owner of an esports team 100 Thieves and former captain of OpTic Gaming in the 2014 Call of Duty: Ghosts season.  As of 2019, Nadeshot’s net worth is approximately $5 Million dollars.   Early Life Matthew Haag was born […]

The post Nadeshot Net Worth appeared first on Wealthy Gorilla.


By |2019-09-21T16:00:10+00:00September 21st, 2019|Blog|0 Comments

My Favorite Tip to Ease the Pain of Grief

posted from http://feedproxy.google.com/~r/tinybuddha/~3/W__RMfkhnKk/

“It’s also helpful to realize that this very body that we have, that’s sitting right here right now…with its aches and its pleasures…is exactly what we need to be fully human, fully awake, fully alive.” ~Pema Chodron

Many people like to think of grief as an emotional experience. It’s something that dominates your internal, emotional space, and that’s it.

But it doesn’t take long when you’re in the thick of grief to experience grief that isn’t emotional at all.

You feel heavy. Like there’s a giant weight on your shoulders.

You feel like your legs are weak and shaking from trying to stand after the ground has been pulled out from underneath you.

It’s hard to breathe because it feels like the wind has been knocked out of you.

You feel heartbroken. Like there is literally a hole punched in your chest. Your grief is as much physical as it is emotional.

Each of the times you experience intense emotional grief you have also been a human being, in your body, experiencing what’s going on.

When I started to recognize my own body as part of my grieving, I discovered my favorite way to ease the pain from grief for myself and for people around me.

You see, when I was fourteen I started high school two weeks after my dad died.

As I walked into that school building, everyone knew what happened, but at the same time I felt like I had no allies. No one that understood. That knew my dad, or that knew where I was coming from.

The first couple months I just tried to get by.

I did the motions.

Didn’t ask too many questions.

Nodded and shook my head at the appropriate times, making sure each day I came back with the worksheets filled out and ready to turn in.

I was like a machine.

My school counselor checked in with me each week to see how things were going. I saw her in homeroom every Tuesday.

“How’s it going, Kirsten?” she’d ask.

“It’s so hard,” I repeated again and again.

So when she sat me down in her office after the first term, she braced herself for the worst. She’d gathered all the paperwork and people she needed to begin a full blown intervention. And then she looked at my grades.

“Kirsten! What are you talking about?”

“What do you mean?”

“You have excellent grades. What do you mean ‘school is hard’?”

“That’s just it. It’s one thing to fill out a worksheet everyday (this is what I now call “showing signs of life”), it’s another thing to actually do this school thing. I barely feel like I get settled in one class before the bell rings for the next one. I can’t switch my mind from thinking about geometry to immediately conjugate Spanish verbs. My world runs in slow motion, and this place doesn’t slow down.”

“What can I do to help you?” she asked.

“I don’t know.”

Because I didn’t know.

That’s totally normal not to know.

Later that week, I found out from my mom that all my teachers had met about how they could help me, and they offered me an extra set of textbooks to keep at home so I didn’t have to carry around heavy books all day.

“Why would I want that?” I told Mom. I didn’t want any special treatment.

“Just try it, Kirsten,” my mom encouraged.

So because she’s my mom, I listened.

And it was the BEST. THING. EVER.

On the physical level, it literally lightened the weight on my shoulders. It reinforced the true reality that just showing up to class was more than enough.

It meant that just being there was all I needed to do, and the rest of the stuff—the logistics—were already taken care of.

So when you know you’re going to have an emotionally intense day, what’s one thing you could do to lighten your load?

Maybe it’s setting a timer when you’re cooking so you don’t have to remember how many minutes the pasta has been on the stove. Lighten your mental load so you have space to be with your thoughts.

Maybe it’s resetting expectations your family has of you, being honest with them about what you are not available to do so you can use that open space for yourself.

Whatever it is, think about the little things that cause you stress and use those as a source of inspiration for what actions will help.

The other key part of the textbooks gesture is that it was a gesture that recreated trust.

You see, in that one small gesture of giving me an extra set of textbooks, my teachers showed me they trusted me.

They trusted me with these expensive things and they trusted that I would take their gift with respect.

All the while, I didn’t know if I could trust myself.

What was even left of me?

It felt like I was all grief and no me.

When someone, a whole group of someones who I respected, said with their action, “We trust you,” it was the first time in a long time I was extended a gentle invitation to trust my community again.

I didn’t have to feel up for every social event or trust the whole world yet, but I could trust my teachers.

Suddenly, I had a whole group of undercover allies.

None of the other students knew I had been given “special treatment.” And each day I walked from class to class to class, I knew there was at least one person in the room I could trust.

That one action was more powerful than any amount of words my teachers said to me over the entire year.

Here’s what I want you to take away, even if you can’t resolve the pain from a feeling: Try to alleviate some of the physical burden. By doing so, you are creating space for you to heal that would never have occurred if you focus only on words, wondering “What do I say? How can I talk about grief?”

Pay attention, listen to your body.

Even if you can’t take away the emotions right now, what can you do to relieve the physical burden?

How can you relax the gripping around your heart?

What can you do to release the physical tension in your muscles?

It might not take away everything, but just a little something can make a world of difference.

About Kristen Schowalter

Kirsten Schowalter is the founder of Aging Courageously and the author of In My Own Skin.

Get in the conversation! Click here to leave a comment on the site.

The post My Favorite Tip to Ease the Pain of Grief appeared first on Tiny Buddha.


By |2024-02-27T11:18:23+00:00September 21st, 2019|Blog|0 Comments

6 Benefits of Practicing Yoga with Animals

posted from http://feedproxy.google.com/~r/pickthebrain/LYVv/~3/I-r4ZJ5T040/

You're reading 6 Benefits of Practicing Yoga with Animals, originally posted on Pick the Brain | Motivation and Self Improvement. If you're enjoying this, please visit our site for more inspirational articles.

woman doing yoga with cat

If you’ve ever thought about how to take your downward dog to a whole new level, then have you ever considered bringing your actual dog into your yoga practice? Yes. You read that right. Yoga with animals is a real thing!

These days, people are practicing yoga with all kinds of animals—cats, dogs, goats, horses, even bunnies—because it turns out, there are legitimate benefits to being around just about any kind of pet while you go through your sun salutations. Here are 6 reasons to make your yoga routine pet-friendly.

1. Pets Are Always Ready for Physical Activity!

It can be tough to motivate yourself to exercise, especially as you get older and have limited mobility. Regular exercise is important, though, especially for seniors. Yoga is a great option for increasing flexibility and strength, and a pet just might motivate you to keep up a regular practice.

A pet is always ready for a fun activity. They’ll probably be excited to join in on whatever it is your doing—whether you’re just stretching out or really breaking a sweat. Your furry friend can help encourage you to stay active and incorporate more yoga into your life.

2. It's an Excellent Way to Bond With Your Fur Baby

Bonding with your pet is an ongoing process. When life gets hectic, though, it can sometimes be difficult to make time for activities you can do together. Enter, yoga.

While many of the benefits of yoga with animals are for the human’s benefit, the bonding benefits go both ways. Pets learn to trust their caretakers more through yoga practice, which offers a relaxed, focused environment that allows you to nurture your pets and strengthen your relationship with them.

3. Yoga Also Benefits Your Pet

Lots of pets struggle with the same problems we do. They can be anxious, depressed, hyperactive, or stressed out for any number of reasons. If you’re like most pet owners, you want the best for your furry friend, and you’d love to help them relax and calm down. Yoga can help with behavioral problems and make it easier to work through issues your pet may be having.

Because it’s a relaxing, trust-building activity, many pets respond very positively to practicing yoga with their people. By focusing on breathing and stretching, anxious animals or those with pent-up energy can calm down and become mellower through yoga.

Some pets, like dogs, can more actively participate in yoga than others, but the benefits can extend to a number of different species.

4. Pets Help You to Remember Self-Care

Animals are fantastic for promoting mental health and well-being. Emotional Support Animals (ESAs) help people with all kinds of mental health concerns, including anxiety and depression. But any pet can help you remember to practice self-care and to prioritize your mental health, including stress-reducing activities like yoga.

Pets prioritize their basic needs much more effectively than we do in many cases. A hungry pet will eat and a tired pet will sleep. They don’t deny themselves of the things they need. It’s a good reminder to practice healthy self-care and to prioritize the essentials over artificial priorities that could end up harming you in the long run.

5. Yoga Is Also Great for Your Pet's Emotional Well-Being

Because our pets can’t talk, it’s easy to forget that they have similar emotional needs as us. Yoga can be beneficial for enhancing your pet’s emotional well-being by encouraging touch. Touch can activate positive brain chemicals in both pets and humans, improving overall well-being and reducing stress. And this isn’t only true for dogs—cats can also gain mental health benefits from practicing yoga with you!

6. It's Fun!

Most people who practice yoga already find it enjoyable. But add some quality time with your pet, and your practice could go from relaxing and enjoyable to a blast! It’s way more fun to stretch out, smile, and cuddle with your pet than it is to veg out on the couch in front of the TV with them.

Tips for Practicing Yoga with Animals

One of the most important things to remember if you want to start practicing yoga with your pet is to make sure they feel comfortable. Some pets will be more engaged and enthusiastic than others and it’s important to respect their boundaries. Take it slow!

Even if you don’t have a pet of your own, you can have fun by taking a goat yoga class or a session at a local animal welfare organization offering dog or cat yoga workshops. It’s a fun way to mix up your routine and gain all the benefits of practicing yoga with animals!

You've read 6 Benefits of Practicing Yoga with Animals, originally posted on Pick the Brain | Motivation and Self Improvement. If you've enjoyed this, please visit our site for more inspirational articles.


By |2024-02-27T11:18:23+00:00September 20th, 2019|Blog|0 Comments

Complete Guide to the Registered Disability Savings Plan (RDSP)

posted from http://feedproxy.google.com/~r/mrsjanuary/~3/sZBl990el6s/

The Registered Disability Savings Plan, or RDSP, is a tax-sheltered investment account that allows parents or guardians of disabled children to save for their child’s future. The individual opening the account is known as the planholder, while the disabled person is the beneficiary. The beneficiary can also act as the planholder.

In this article, I’ll cover everything you need to know before opening an RDSP and tell you where you can go to open an account and begin contributing.

Who is Eligible for the RDSP?

To qualify as a beneficiary for an RDSP, an individual must meet each of the following criteria:

  • Must be eligible for the disability tax credit (DTC);
  • Be a resident of Canada at the time the plan is opened;
  • Have a valid SIN; and
  • Be under the age of 60

How do RDSP Contributions Work?

The lifetime contribution limit into an RDSP is $200,000. There is no annual limit, but any contributions made during the life of the plan will reduce the remaining lifetime limit. Contributions can be made until the end of the year in which the beneficiary turns 59. As opposed to other components of the RDSP, contributions made into the plan are not taxed upon withdrawal.

RDSP Transfers

As I mentioned earlier, if the planholder wishes, they can transfer the full balance of an RDSP to an account at another institution. Only the full balance can be transferred over, and the old plan must be closed immediately after the funds are transferred. All planholders must consent to the transfer. Income funds from an RDSP transfer are not eligible for any grants.

RDSP Rollovers

A parent or grandparent of a dependent child/grandchild with an eligible disability, can rollover their retirement savings plan (RRSP), into the child’s RDSP when they pass away. The maximum amount is $200,000, and funds rolled over into an RDSP are not eligible for any bonds or grants.

How are RDSPs Taxed?

Similar to a Registered Education Savings Plan (RESP), contributions to an RDSP are not tax-deductible, and are not taxed upon withdrawal. Not only that, but all monies in the account remain tax-sheltered.

When a disability assistance payment (DAP) is made to the beneficiary from the RDSP, it is taxable in the hands of the beneficiary and is added to their income in the year that the payment was received.

The DAP does not include account contributions, rather it’s comprised of any amount that was rolled over, any eligible grants or bonds, and any investment income that was earned.

I should note that while the payments are added to a beneficiaries income for taxation purposes, the amount is not used when the government is calculating a number of benefits, including the GST credit and the Canada Child Benefit (CCB).

Available RDSP Grants and Bonds

Tax-sheltered growth is not the only reason for eligible Canadians to take advantage of the registered disability savings plan. The government provides additional support by offering both a grant and a bond to beneficiaries of an RDSP. Let’s take a closer look at these two incentives.

Canada Disability Savings Grant (CDSG)

The Canada Disability Savings Grant will match as much as 300% of the contribution into an RDSP, with a lifetime grant of up to $70,000. To be eligible for the CDSG, you must be eligible for the Disability Tax Credit and under 49 years of age.

If the family income is less than $93,208 then the beneficiary will receive 300% matched on the first $500 contributed and 200% on the next $1,000. So if the beneficiary’s family were to contribute $1,500 a year then the government would include a grant of $3,500 that same year. A beneficiary with a family income above $93,208 can receive a 100% match on the first $1,000.

Canada Disability Savings Bond (CDSB)

The Canada Disability Savings Bond is an additional deposit available from the government for those with a family income of less than $46,605. Other than the low-income considerations, the CDSB has the same requirements as the Canada Disability Savings Grant.

Family incomes of less than $30,450 are eligible for the full annual bond amount of $1,000, with a total lifetime limit of $20,000. The bond reduces as incomes increase. For example, for family incomes between $30,450 and $46,650, beneficiaries receive a percentage of the $1000 bond, based on a formula defined in the Canada Disability Savings Act.

Unused grant and bond amounts (up to 10 years worth) can be carried forward to future years, providing the beneficiary met the other requirements in those years and is under the age of 49.

RDSP Features & Benefits at a Glance

Now that we’ve taken a detailed look at the registered disability savings plan, here’s a list of some of the main features you’ll want to remember:

  • Tax-sheltered savings account for eligible disabled Canadians
  • Lifetime contribution limit of $200,000
  • Contributions can be made until age 59
  • Available Canada Disability Savings Grant (CDSG), up to 300% match
  • Canada Disability Savings Bond (CDSB) available, up to $1000 per year
  • Disability Assistance Payments (DAP) taxable in the hands of the beneficiary
  • RRSP funds can be rolled over from a deceased parent or grandparent
  • Anyone can contribute – family members, friends.
  • Contributions are not taxed upon withdrawal
  • The beneficiary must begin receiving payments at age 60
  • RDSPs are available at all major Canadian Banks

Where can I Open an RDSP?

RDSPs are available through all of the major banks in Canada. Keep in mind, however, that a beneficiary can only hold one RDSP account at any given time. If the planholder wishes to change financial institutions, they can choose to transfer the RDSP to another bank at any time.

If you know someone who collects the Disability Tax Credit but may not be aware of the Registered Disability Savings Plan, please let them or their family members know about this great tax-sheltered investment plan.

Complete Guide to the Registered Disability Savings Plan (RDSP) appeared first on MapleMoney.


By |2024-02-27T11:18:23+00:00September 20th, 2019|Blog|0 Comments

Top 10 Reasons For Learning R Programming For Beginners

posted from https://www.dumblittleman.com/learning-r-programming-for-beginners/

Planning on learning R programming for beginners? Well, that’s not surprising.

The R programming language is one of the most popular programming languages right now. As such, comparisons are quite often made between R and other popular programming languages, such as R vs. Python and R vs. Matlab.

R has an exhaustive number of packages. It is completely free to use and open source. Active community support for the statistical programming language is also available.

If you’re still thinking twice about learning R programming for beginners, then here is our list of the 10 top reasons to positively influence your decision. They might help you make up your mind.

So, without further ado, off we go:

Backed by a Huge, Active Community

Having a supportive, expanding community is one of the biggest advocating factors for picking up the R programming language, even if learning R programming for beginners sounds daunting.

Finding solutions to complex, real-world problems is a challenging task. While some parts of it, depending on the intensity of the problem, might be easy to figure out, others might seem daunting.

Whether you’re using R for financial applications, realizing data science projects or something else entirely, the R community is always there to help you out. It can assist you with ideas, innovations, and online discussion boards.

Having a supportive community is not only good for helping you tackle problems but it also presents you the opportunity to connect with like-minded people. It can also let you explore possibilities and create new ones.

You can share your ideas with the community and also collaborate to produce products that can help you and other people.

Comprehensive Library Support

learn r programming for beginners

There are over 10k packages and hundreds of thousands of built-in functions targeting different requirements available in the R programming language.

Other than the professional packages offered for data manipulation, data visualization, machine learning, and statistical modeling, there are numerous other packages. You can toy around with them and feed the imagination of other people with bright ideas.

Whatever you want to accomplish with R, there might be more than one package available for you. And if there isn’t, you can create and publish one. After all, R is an open-source digital asset and who doesn’t like a helping hand!

Cross-Platform Compatibility

One of the biggest advantages of the R programming language is its ability to support a wide array of operating systems. It’s compatible with a diverse variety of software and hardware configurations with no modifications.

Despite the different environments the R is applicable to, the programming language gives out a pleasingly seamless operation. This enables providers the freedom to choose different operating systems, hardware and software configuration than their clients and still succeed in delivering stellar results.

Data Visualization At Its Best

Data visualization has always been an important part of processing data and churning out important details from it. In the present data-savvy world, the importance of data visualization has reached new frontiers.

The R programming language is simply a majestic option for visualizing data. Thanks to its high-quality graphics, the R programming language is notably used in the pharmaceutical industry. However, it isn’t limited to that only.

R packages like ggplot2, ggvis, and plotly help in creating elegant and detailed data visualizations. Packages like these create high-quality, print-ready graphs, histograms, pie charts, scatter plots, Venn diagrams, and so much more.

Develop Interactive, Powerful Web Apps With Shiny

The R programming language has a package called shiny that helps you create powerful web applications directly from your data analysis software. To make things even better, you can host any web app created using shiny on cloud services like AWS, Google Cloud, and Microsoft Azure.

With shiny by your side, you can create striking dashboard designs, as well as intuitive web pages right from the R console.

Go-to Option for Statistical Analysis & Data Science

Some of the points mentioned on this list also make up for advocating the programming language’s capacity for data science projects.

There is no scarcity of bankable reasons for using R for data science projects, including having powerful infrastructure support. Now, R can be considered as a statistical software for the statisticians by the statisticians. So, naturally, it is apt for accomplishing statistical analysis.

Ranging from building complex statistical models to finding out simple measures of central tendency, R is the go-to option for one and all types of statistical analysis.
As an added benefit, simple R functions can be used for building complex machine learning models to the likes of Gaussian Process Regression, Poisson Regression, and Random Forest.

High Market Demand with Lots of High-Paying Roles

r programming for beginners

There has been a surge in the demand of data analysts, data scientists, financial analysts, and quantitative analysts nowadays. These are just some of the many career avenues feasible if you add R to your skills arsenal.

According to this Quora Q&A string, the R programming language has become the most popular analytics tool in the world. It also explores the many career possibilities available with the R programming language.

With the increasing focus on data and data analysis, the significance of R may hike over time. That also means that opportunities for the experienced are going to be bigger and better. Hence, it is high time to pick up R and start exploring for better professional opportunities.

See Also: Computer Programming Bootcamp Is A New Way To Change Your Career Practically Overnight

Major Companies Trust the R Programming Language

Anything that is used by famous international organizations is likely to gain attraction from the general public. There is no scarcity to the number of reputed companies that have picked up R to ease their business endeavors.

Here are some of the most notable examples:

  • Facebook employs R for accomplishing behavioral analysis pertaining to profile pictures and status updates.
  • Tech mogul Google finds R useful for advertising effectiveness and economic forecasting
  • The American automaker Ford uses R for improving vehicle designs
  • Twitter leverages the R programming language for data visualization and semantic clustering.

Being used by some of the most famous organizations not only adds to its popularity but it also increases the preference received by the same among smaller and medium-sized businesses. Professional individuals that look up to such elite firms benefit from it as well.

Multi-Domain Applications

There are several industries and domains benefiting from R. The list ranges from organizations specializing in data science to pharmaceutical firms. Using R for data science and statistical analysis is natural, owing to the nature of the programming language.

The following are just some of the many industrial uses of the R programming language:

  • Analyzing fraudulent transactions and building econometric models in the financial domain
  • Chum management, personalized advertising, and subscriber profiling by telecom firms
  • Performing genomic analysis in computational biology

Open Source Distribution

The popularity of a software, web technology or a programming language greatly depends on its manner of distribution. While a proprietary paid product brings peace of mind and reliability, it, on the downside, strictly avoids tinkering by the fascinated-minded.

Open-source software and products are always popular among the masses. So, now that we have upgraded to Web 2.0 and Web 3.0 might be around the corner, the popularity enjoyed by open source and free software has also risen to a grander scale.

This is because the Internet is no longer a novelty item. It has become an essential commodity for one and all. Everyone has social media profiles. They like to surf the web, download software and tools, and, if possible, toy with them.

In the present time, any quality product that is available for free and open source is likely to gain traction. This is true in the case of the R programming language. It is also a free open-source commodity that you can modify as per your requirements.

Distribution under the GNU license allows the R programming language to be readily installed and getting started with by anyone. Being open-source lets the tinkers modify the existing code as well as add their very own innovations and catalyze the mushrooming community support.

After Note

So, that was all!

We have successfully completed our list of the top 10 reasons for learning R programming for beginners. However, you need to understand one thing if you haven’t started with R yet.

Although it is not a difficult programming language to learn, it demands a good background in mathematics, machine learning, statistics, and data analysis.

You need to be resolute in understanding and developing competence in the programming language first. Afterward, you are free to explore the endless opportunities that R programming language has to offer.

The post Top 10 Reasons For Learning R Programming For Beginners appeared first on Dumb Little Man.


By |2024-02-27T11:18:23+00:00September 19th, 2019|Blog|0 Comments

7 Ground Rules for Dealing with Interpersonal Conflict at Work

posted from https://www.lifehack.org/846376/interpersonal-conflict

Interpersonal conflicts happen in all areas of our lives and work is no different. It's not necessarily a bad thing to have conflict. As a matter of fact, most people with expertise in communication between humans will tell you conflict can be a good thing. The key is to be able to deal with it in the right way. If you can't work through a conflict to resolution, it only serves to become a road block. Having the ability to work through conflict in a meaningful manner can have many positive results. The trick of course is having some rules and ways of working through it to conclusion. With that being said, we will look at the different types of personal conflict, their causes and 7 ground rules for dealing with interpersonal conflict at work in this article.

What Is an Interpersonal Issue?

Let's clear up something that may cause some confusion. From time to time, I hear or read about the terms interpersonal issue and interpersonal conflict. Really, they mean pretty much the same thing so when you hear one term instead of the other, don't let it confuse you. In the broader sense, an interpersonal conflict is a disagreement in some manner between 2 or more people. The disagreement can be physical, mental, or emotional. Since we are talking about interpersonal conflict at work, it's a good idea to expand this a little bit. When interpersonal conflict happens in the workplace, it can reduce productivity and make a dent in morale. At work, it takes on the shape that one person, or a group of people, frustrates or hampers another person or groups efforts at achieving a goal. This isn't always done on purpose as we will see. Nonetheless, it can be very frustrating and cause a lot of inefficiencies.

Types of Interpersonal Conflict

Let's take a look at the types of interpersonal conflicts.

Policy Conflicts

Policy conflicts are disagreements about how to deal with a situation that affects both parties. This happens in a variety of situations. Let's say you and a coworker are assigned to complete a project together. When you sit down to figure out the best way to complete the project, it becomes apparent you think one way is best and your coworker feels another method is better. In looking at a situation outside of work an easy one is in a marriage. Maybe you think you and your spouse should be saving 10% towards retirement and your spouse thinks 5% is plenty. These are examples of policy conflicts. Many times, you can come to a win-win type outcome where everyone gets most of what they want with a little compromise.

Value Conflicts

Everybody has a different set of values. You may have values that are very close to someone else's but, we each have our own specific set of values. Sometimes, when you have an ongoing argument with someone, it's easy to think they are being stubborn. Normally, the underlying reason is because they feel strongly about something due to their values. In your home life, you might think it's best to raise your kids a certain way and your spouse feels differently. At work, maybe your boss thinks it's okay to set up a form of payment for referred revenue and you think that isn't the way to do business. Value conflicts are typically pretty difficult to resolve because they are more ingrained.

Ego Conflicts

Ego conflicts are pretty tough as well. In this situation, losing an argument, or being thought of as wrong, can actually damage a person's self-esteem. This is like a power struggle. Let's say you feel your spouse almost always picks where you go out to dinner. This seems to happen to the point that you feel you are losing power in the relationship because it seems like they always make the decision. So instead of letting your spouse continue to pick what restaurant you eat at, you almost always end up arguing about where to eat. It's easy to see this type of conflict happening at work. Think about all the times you were asked to do something you don't really want to do. You don't want to feel like you are getting taken advantage of, so you find someway to dodge the work, put it on someone else, or simply ignore the request.

What Causes Interpersonal Conflict?

There's a long list of what can cause interpersonal conflict. Since we are focusing on our work environment, let's look at the 5 major causes of interpersonal conflict in the workplace.

Frustration and Stress

People who feel stressed and frustrated at work tend to have more conflicts. People are simply more irritable and can get on each other's nerves much easier than other times. The best course of action begins with being aware of the situation. When you see that your coworkers are frustrated, see what you can do to lower the stress level. Exceptional managers are very good at this. They can remove roadblocks and frustrations for their team.

Misunderstandings

Do you remember what they say when you assume something right? It's always best to get clarity around an issue if you aren't clear on what the expectations are. Were you supposed to follow up with Bill regarding next steps on the project or was I? Misunderstandings are easy to come by. A huge area that can cause interpersonal conflict due to misunderstandings is having different expectations on a job, role, process, or anything work related.

Lack of Planning

This one is all too common as well. Many companies or departments within companies work by crisis. That is they don't really have plans for many things, they simply react to crisis situations. Things never seem to improve because they don't put in a process for how to make something better. They are too busy running around like their hair is on fire. And when the fire is out, they relax for a day or two until the next fire breaks out. This can cause a lot of conflict and finger pointing.

Bad Staff Selection

This really shows up in 2 areas: First of all in the initial hiring process. When someone gets hired into a role and isn't really doing what they were hired to do, someone else has to pick up the slack. You can bet the people picking up the slack are going to get angry and resentful sooner rather than later. The other area this affects is on teams. Some people naturally gravitate to doing more than their portion while others tend to do less than their fair share. Both sides can rub people the wrong way and create conflict.

Poor Communication

I saved my favorite topic for last here. Poor communication can lead to so many problems. Interpersonal conflict at work is a big one. I'm sure you can think of many examples of when poor communication led to discord in the workplace. You didn't receive the email the rest of us saw? Wonder why that is. The meeting has been moved to a new time and location - you didn't know that? The boss told me we are supposed to be working with the purchasing team on this, what did he tell you? And on and on. This one is huge.

7 Ground Rules for Dealing with Interpersonal Conflict at Work

Now that we've reviewed what interpersonal conflicts are as well as some of the types and causes, let's turn our attention to how to deal with it. Here're 7 ground rules for dealing with interpersonal conflict at work.

1. Acknowledge the Conflict

The first step in solving any problem is acknowledging that there is a problem. The longer you bury your head in the sand and pretend there isn't conflict, the worse it will become. Once you've acknowledged the conflict, take a look at it objectively. Be open and honest with yourself about what part of the conflict you may have contributed to. Look at it from a variety of angles, not just yours. See what you can do to help resolve this conflict.

2. Open up the Lines of Communication

Think of this as being the one to offer the olive branch. Once you've acknowledged that there is a conflict, be the one to open up the lines of communication. Reach out to the other person or people and set up a meeting to discuss the conflict. Approach the upcoming communication in the spirit of collaboration. You are all working towards the same goal, it's okay to differ on the road to take. Work to create the sense of team that everyone can get behind.

3. Focus on the Problem, Not the Other Person

Try your best not to take things personally when addressing these conflicts. It's so easy to go down the path of thinking someone is doing something to you when in reality, that is rarely true. Keep your focus on the problem and not on the other person or people. Remember to concentrate on solving the actual issue and not changing another person. It's highly unlikely you will be able to change someone else. Look for ways to work together to come to a resolution that will work for everyone.

4. Stick to the Facts

This is similar to focusing on the problem and not the person, but takes it a step deeper. When looking at why a certain conflict is happening, do your best to stick to the facts. It may very well involved another person but look at underlying reasons. For instance, maybe the conflict is that Shelly doesn't answer critical emails in a timely manner. It's doubtful that she's doing it just to make people angry. Try the 5 Whys technique to find out eh true reason why with her. It could very well be that she has too much going on and is simply overwhelmed. What can be taken off her to do list so she can focus on the most important things? Are there processes that can be implemented that help move things through quicker? Stick to the facts.

5. Meet Face to Face

It's difficult to truly address a conflict virtually. An email here and there doesn't really seem to get to the heart of the matter most of the time. Nor is it very beneficial having a 10-minute meeting in someone's office when the phone is always ringing and their eyes keep skipping back to the non-stop flood of incoming emails. Figure out a time and location to meet in person away from distractions. This way, you can take the time and focus needed to really address the conflict. Not to mention that sitting across the table from someone goes a long way towards enhancing the relationship.

6. Pick Your Battles

It's very easy to pick at just about every little thing, especially if you aren't the one doing it. In general, we all tend to think there's a right way of doing things, usually our own. There's always a wrong way of doing things, the way other people do the same thing. The point is there's only so much we can do. I get frustrated by some of the inefficiencies of process in my job as well as some of the people that work in those departments. It doesn't make sense for me to consider each of these a conflict and set out to resolve it. There's a lot of things outside of my control and frankly aren't worth me spending too much time on. If it's simply an annoyance, let it go and concentrate on things that are more important to you.

7. Make a Decision and Act on It

Finally, once you've addressed the conflict with the other party or parties, it's time to seal the deal. When you've come to a decision about how to handle a conflict, make an action plan. And most importantly, do it. It doesn't do anybody any good to take the time and spend the energy resolving interpersonal conflict at work and then doing nothing about it. Once you've got it figured out, take the final step and take the necessary action to resolve it.

Conclusion

So now, you've learned about what an interpersonal conflict is as well as some different types. You have also understood some of the more common causes of interpersonal conflicts at work. Most importantly, you've learned the 7 ground rules for dealing with interpersonal conflict at work. Remember and refer to the list the next time you find yourself facing difficulties with dealing with others on the job. Creating an action plan based on these ground rules will help you create a team oriented environment at work where everyone can thrive.

More About Dealing with Conflicts


By |2024-02-27T11:18:24+00:00September 19th, 2019|Blog|0 Comments

PayPal Business Loan

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If you run a small or medium business and you need a set amount of cash to help your business grow further, than a PayPal Business Loan may be suitable for you. While some business do not qualify for a PayPal Business Loan, if you live within the United States and meet the eligibility either by completing the online questionnaire or speaking to a support person over the phone, a PayPal loan can be a quick and effective way to receive cash-flow quickly.

PayPal Business Loans are best for business owners who need a loan in the next number of days to fund expansion of their company such as buying new equipment or relocation expense.

PayPal Business Loan Features

While a PayPal business loan won’t be suitable for everyone, those that decide to take out a loan with PayPal generally do so because of one of their attractive features. A PayPal business loan is:

  • Fast and your eligibility can be determined online or over the phone
  • Competitive and the interest is always a fixed fee
  • Free from fees associated to early repayments and processing
  • Suitable to many businesses as the loan amount and term is variable
  • Hassle free as payments are deducted weekly and automatically from your nominated bank account
  • Collateral free, only a personal guarantee must be signed

If we look at the cons of a PayPal Business Loan, they are much the same as any loan someone could take on although one of the downsides to a PayPal business loan is that there is no reward if you pay the entirety off sooner as the full initial fee must still be paid. Another con is the limited availability of PayPal Business Loans to only certain businesses located within the United States.

What is a PayPal Business Loan? – Video Tutorial

Why Should I Take Out a PayPal Business Loan?

Before you take out a loan of any size, it is important to consider whether your company has the means to pay back the loan weekly for the set number of weeks. Commonly a business will take out a PayPal loan if:

  • They need to cover expenses to do with payroll
  • They are investing in new equipment or technology
  • They are expanding or relocating
  • They are investing
  • They have other business costs

To date, PayPal has provided $10 billion of loans to over 225000 businesses.

Who is Eligible for a PayPal Business Loan?

If you meet the eligibility in some circumstances the loan amount will be available in your PayPal account the very next working day. Of course like any loan, there are certain conditions you must meet such as minimum revenue to be accepted. While a PayPal Business Loan shares similarities with a generic bank loan, it involves an easier and hassle free process and for the most part, the interest rate is lower and the money is available to the recipient sooner. Below we’ve listed the key eligibility criteria for someone looking to inquire about a PayPal Business Loan:

  • The recipient must have a ‘Business’ PayPal account prior to applying (You can create one prior to applying)
  • The business must have been operating for at least the previous 9 months
  • The total revenue of the business must exceed $42,000 USD
  • The business holder cannot be bankrupt
  • The business must be located in the United States
  • An active business record with Secretary of State is required
  • Must be an eligible business as some industries are excluded from PayPal Business Loans

Which Businesses are Excluded from PayPal Business Loans?

While many business are eligible for a PayPal Business Loans, there a number that are exempt due to the type of operations they delve into. Below you can find the list of businesses that cannot receive a PayPal Business Loan at the moment:

  • Agents of athletes, artists, public figures and entertainers
  • Attorneys or public administration businesses
  • Collection agencies or credit bureaus
  • Schools
  • Wildlife organizations
  • Financial services or gambling related businesses
  • Firearm businesses
  • Political businesses
  • Sole artists, performers or writers
  • Motor vehicle dealerships
  • Non-profit and religious organizations

How Much Money Can I Expect from a PayPal Business Loan?

The total loan you can receive is based upon the revenue and eligibility of your company. If eligible for a loan, the minimum amount you can expect to sign for is $5000 USD while the maximum loan available to certain businesses is $500,000 USD.

In terms of the length of the loan, this will depend on the total amount you have borrowed. The minimum length of the loan can be 13 weeks while the maximum period to pay back the loan is 52 weeks. The length of the loan will be determined when you apply and if you are eligible.

Once a loan is agreed on between you and PayPal’s business support team, you will be able to nominate a linked bank account where a weekly amount will be withdrawn. You can specify a certain day of the week to have the loan amount withdrawn although once chosen, this day is set in stone for the entirety of the loan. 

PayPal accept 56% of all small business loans in comparison to the big banks who approve only 26%.

What Fees and Charges are Associated with a PayPal Business Loan?

Just like any loan, there is always going to be interest and charges applied and PayPal business loans are no exception. The good news with a PayPal Business Loan is that you can pay the loan off early if you come into a positive financial situation; although the full amount including fees of the original term must be paid.

What is the Difference between a PayPal Business Loan and PayPal Working Capital?

If you have been searching for a loan for some time, you may have heard of PayPal’s other borrowing program known as PayPal Working Capital. While our primary focus in this article is PayPal Business Loans, it is important to explore your options prior to deciding on which loan you will apply for.

The main difference between the loans is the eligibility requirements, the rate of the loan and the way in which the borrowed amount must be paid back. A PayPal business loan is most suited to larger scale businesses that may or may not already have a PayPal business account. On the other hand, a PayPal Working Capital is only available to customers who already have been using a PayPal business account for at least 3 months and have processed a minimum of $15,000 USD in the last twelve months directly via a PayPal payment channel.

While a PayPal Business Loan has a set amount that is deducted weekly from a linked bank account. A PayPal Working Capital loan differs in the way the business owner pays back the total amount. A PayPal working capital loan is deducted as a percentage from every sale you receive to your PayPal business account. While there are minimum payments required, a PayPal working capital loan can work out better for smaller businesses as the money is only deducted as cash-flow comes in.

In recent years, Square and Amazon have also started lending services which are worth looking into if you are seeking out a small business loan.

Comparison Table: PayPal Business Loan vs PayPal Working Capital

Comparison PayPal Business Loan PayPal Working Capital
Funds Available As early as the next business day Within minutes for certain businesses
Fee Competitive fixed fee Affordable fixed fee
Repayment Method Weekly payments deducted from nominated bank account Percentage of each sale until entirety of the loan is paid
Early Repayment Penalty Not applicable Not applicable
Total Funding $5000 – $500,000 USD $1000 – $300,000 USD

How Can I Apply for a PayPal Business Loan?

The process to apply for a PayPal business loan is simple and easy. The loan eligibility can be checked online or over the phone.

What Information Should I Have Handy When Applying?

Just like any application, it is important to gather the required documents before you sit down and start filling in the required information. Whether you intend on applying for the loan over the phone or online, make sure you have the following information or documents within arms reach:

  • Your basic contact information such as your phone number
  • Your social security number
  • Information about your business and current revenue numbers
  • Recent bank statements that you can supply the business manager

Steps to Applying for PayPal Business Loan

  1. You will need to check the eligibility of your business. This can be completed online at PayPal’s website by filling out a short questionnaire.
  2. If you are eligible, you will then be able to select a loan amount and term within the accepted ranges for your business.
  3. PayPal will determine if further documents are needed and if so they will contact you via your PayPal dashboard.
  4. If the loan amount and term is agreed on, you will need to sign the loan and then the money can be available to you as soon as the following working day. 

The post PayPal Business Loan appeared first on Tips and Tricks HQ.


By |2024-02-27T11:18:24+00:00September 18th, 2019|Blog|0 Comments

6 Tips for CEOs to Master Work-Life Balance

posted from https://addicted2success.com/success-advice/6-tips-for-ceos-to-master-work-life-balance/

For many CEOs, workdays mostly consist of managing an almost endless stream of emergencies. It can be difficult for them to find time for strategizing, generating ideas, and developing long-term goals because they’re constantly putting out fires. These dueling responsibilities can easily lead to burnout and sacrifices in the executive’s personal life to make more time for work.

Companies entrust CEOs with a wide range of responsibilities. Because of this, top execs typically carry an extremely heavy workload and often don’t get a chance to rest and recharge.

If you’re a busy CEO of a company of any size, use these six tips to stop sleeping in your office and find a healthy work-life balance:

1. Recharge Whenever Possible

You might not have the luxury of a whole day or weekend off—few CEOs do. But that doesn’t mean that you should give up on recharging altogether. Find small opportunities to reset whenever you can. Spend an evening with your family or take a long lunch to give yourself a chance to rest and reflect.

It’s also a good idea to take more time to recharge when the workload slows down. There will naturally be slower and busier weeks, and as the CEO you need to ride that wave and recharge whenever there’s a lull. Look for those opportunities and seize them—it’s all too easy to fill valuable time with busy work.

2. Delegate

As a CEO, you have many responsibilities, but how many of those do you actually need to be taking on yourself? After all, you’re not an expert in every aspect of day-to-day company operations. That’s just impossible. Give some of those responsibilities to employees who are more qualified to perform those tasks. 

CEOs can create more value for their companies by focusing on what they do best and delegating the rest. Putting your energy toward mission, values, strategy, vision, and growth will not only help the company succeed, but will also create more time for a healthy work-life balance.

3. Acknowledge Your Personal Needs

CEOs are people too, and even those who run huge companies understand the importance of balance and personal time. Yahoo CEO Marissa Mayer’s tip is to “find your rhythm,” which is different for everyone. For some people, being home in the evenings is important. For others, it’s finding time to exercise or get enough sleep. 

What’s important is to acknowledge your own personal need to help avoid burnout. If you start feeling resentful, you won’t improve your work-life balance and you’ll probably start to encounter trouble at work. Figuring out your rhythm and personal priorities is key.

4. Prioritize Your Downtime

As a CEO, your to-do list is never-ending. You’ll never get to the end of it, so you need to schedule downtime into your schedule knowing that you’ll never be truly finished. You may choose to take the weekends off, the evenings, or a completely different schedule depending on the needs of the business, but regardless of when you make time for downtime, it’s important to be present during your time off. Use your downtime purposefully, whether you choose to use it to build connections with friends and loved ones, care for yourself, relax, or just go for a walk. It’s your time to recharge your batteries and it’s important to prioritize those needs.

5. Establish Boundaries

Work will fill the time it’s given, so if you don’t create clear boundaries, it’s easy to let your life become your work. One way to establish boundaries is to put a natural limit on certain activities. GM CEO Mary Barra uses this tactic by scheduling meetings near the end of the workday. The meeting has to stop at a specific time because she has to leave for her child’s sporting event. These clear boundaries can prevent work from creeping into your personal life and force you to take time for yourself. It also sends a strong and important message to your team: it’s okay to have a life.

6. Take Technology Breaks

When you take your downtime, really take it. No answering emails or taking calls when you’re off the clock. One of the best ways to really recharge is to take breaks from technology. Leaving your phone and laptop behind while you walk your dog, play with your kids, read a book, or hit the gym is a great way to really be present or reflect and de-stress. Take breaks from the screen as often as you can!

Don’t Let Life Pass You By

It’s so important to live your life, even when it feels like you can’t take any time away from the office. Studies show that 51% of professionals miss important family events because of work-life imbalance. You don’t want to look back on your life someday and feel regret. Take a day off from time to time. The company will survive and may even be better off because you’ll be rested and ready for anything.


By |2024-02-27T11:18:24+00:00September 17th, 2019|Blog|0 Comments